It takes a Village

120 Lenders. One Application. Your Best Rate — Found.

Village Mortgage shops 120 banks, credit unions, and lenders on your behalf. One application. One credit pull. The best deal — guaranteed.

Text Us → (626) 348-6426 Call (855) MTG-MTG1

Book a Consultation → Call (855) MTG-MTG1

120+ Lending Partners

One Application, One Credit Pull

Licensed in CA, TX, FL & WA

The Problem

Getting a Mortgage Shouldn't Feel Like a Second Job.

Most borrowers are told to shop around — but that means filling out application after application, getting your credit pulled over and over, and still not knowing if you found the best deal. You deserve better than guesswork.

The Village Mortgage Way

We Do the Shopping. You Get the Best Deal.

As both a direct lender and a mortgage broker, Village Mortgage puts your application up against 120 different banks, credit unions, and lenders. One application. One credit pull. The best rate — found for you.

Consultation

Tell us your goals

We Shop

120 lenders compete

You Choose

We present the best options

We Close

White-glove service to the finish

Ready to get started? Text Us →

Ready to get started? Book a Consultation →

Why Homeowners and Investors Choose Village Mortgage

More Options, Better Rates

With 120 lending partners, we find rates and programs a single bank simply cannot offer — including solutions for self-employed borrowers, investors, and first-time buyers.

The Human Touch

Less AI, more human sensibilities. Every client works with a real loan officer who listens, explains, and advocates for you throughout the entire process.

Ritz-Carlton Service

Unparalleled service meets unparalleled products. We treat every client like our most important client — because you are.

What Our Clients Say

5.0 Stars · 116+ Reviews

"My husband and I recently closed on our first home with the help of Timothy Joe and his team! Timothy was incredibly insightful, professional and attentive throughout the process. He answered all of our questions and provided recommendations when needed. Additionally, the team moved fast and we were able to close within 3 weeks. The entire process went seamless and we are incredibly thankful for Timothy and his team for their expertise, patience, and reliability. Definitely would recommend to anyone looking for mortgage services!"

Marla R.

Jun 2026

"My partner and I recently finished a lengthy mortgage process and Tim Joe was an amazing help throughout the whole mortgage journey! He started by thoroughly explaining how the process works — we were first-time home buyers — and he worked tirelessly to find us the best mortgage available. He gave us some solid advice for the future also. We felt very fortunate to have Tim in our corner. He always responded promptly to our questions and made us feel confident throughout the entire process."

Ryan C.

Apr 2026

"Timothy was incredibly helpful and assisted us in securing a loan for our single-family home. He was very responsive throughout the entire process, even answering our texts outside of regular working hours. Timothy is extremely knowledgeable, and we appreciated how he shared his expertise with us so we could become better homeowners — and future landlords. The service was excellent, and we would highly recommend him to our friends."

Jenny L.

Nov 2025