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Meet the Village Mortgage Team

Experienced loan officers licensed in California, Texas, Florida, and Washington with white-glove mortgage service.

Timothy Joe

Founder & CEO / Sr. Loan Officer

NMLS #1618030

CATXFLWA

Born and raised in Los Angeles, Timothy founded Village Mortgage with a simple mission: give every borrower access to the best rates from 120+ lenders with Ritz-Carlton level service.

Jane Lu

Loan Officer

NMLS #1192845

CA

Jane brings deep expertise in California real estate lending, specializing in helping first-time homebuyers and growing families find their perfect loan.

Ray Gedstad

Loan Officer

NMLS #1784775

CO

Based in Colorado, Ray specializes in helping Rocky Mountain homebuyers and investors navigate the lending process with confidence.

Want to join our team? Contact us at timothy@villagemortgage.com

Text Us → (626) 348-6426